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If your every effort at fire insurance fails, one lifeline remains. Contact the California FAIR Plan at 1-800-339-4099. While a FAIR Plan policy can be expensive, and it only covers certain losses by fire and smoke, it does provide coverage. Be aware, you will also need to buy Differences in Conditions (DIC) insurance to cover other perils such as theft and liability. We hope you’ve found these fire...

When you’ve (nearly) exhausted your options for home fire insurance, it’s time to look outside the box, or list… Some insurers don’t appear on the California Insurance Guarantee Association (CIGA) list, and these are called “surplus lines” or “non-admitted” carriers. While they lack the CIGA protection, they often have more flexible offerings and may be the best solution. If you consider...

SOLD - Jed Damschroder 12 days on the market and just two weeks to get it closed, I’d call that a pretty good outcome. Outside events put this seller in the position of needing to sell and move quickly, which drove our every action to get him the outcome he needed. This client-driven approach to real estate is why people choose The Avenue for buying and selling real estate here in San Luis Obispo....

As a safeguard to consumers, our state has a California Insurance Guarantee Association (CIGA) which provides protections should an insurer become insolvent. Part of your homework as a homeowner is to check the Residential Insurance Contact List on the Department of Insurance website to make sure YOUR insurance company is there! Your neighborhood professional agents at The Avenue SLO can help you keep...

7 years of patience and perseverance brought this buyer to the home she’d longed for, and it was worth every minute of the effort! The particularities needed by this buyer were numerous—from usual needs like price and location, to even the time of year desired for the purchase. Her faith in me kept her in the market until the exact right transaction came along—perfect timing, perfect, price, perfect...

Filling out applications & getting quotes takes time—but it’s worth it! Speed things up by working with an insurance agent. A tool on the Department of Insurance website, Consumers section, helps you find insurance agents and brokers near you. As you select an agent. Ask if they work exclusively with one insurance company, or has access to multiple carriers. Keep track of which insurance companies...

Bigger is better when you’ve got 3 fast-growing kids in the family. I’m so pleased to have helped this family sell their existing home AND simultaneously buy one better sized to their needs. It’s hard work, but so rewarding, to successfully manage all the ups and downs that are unavoidable in a double sale like this! At The Avenue, our agents and brokers have the years of experience you need to...

SOLD - 9177 Cory Ct., Atascadero, CA 93422 NOT growing pains—growing opportunity! We sold this beloved family’s home so they could expand into space better suited to their 3 fast-growing girls. The initial buyer couldn’t close the deal, but we found a second buyer in perfect timing to close AND buy the bigger home they needed! What an honor to assist them in two simultaneous transactions. Jed...

These kinds folks also said, “With reassuring calm, she guided us through stressful negotiations. We quite simply could not have completed the closing process without her. When we decide to venture into the real estate market again, Sacha will definitely be our first call.” We’re so proud of our Sacha—she always goes the extra mile and words like these make it all more than worth it! When you’re...

Cancellations of home fire insurance policies come as a shock to homeowners. If your home’s fire insurance gets cancelled, don’t panic. First, check to see if your policy has a guaranteed renewal provision. Also, you may also be entitled to a renewal under laws applicable to homes that are lost in a declared disaster. These and many other tips can help you maintain the fire insurance on your home,...