COMBINED HAZARDS BOOKLET

Click HERE to download the Combined Hazards Booklet. The booklet PDF includes the following:

• Residential Environmental Hazards (2011)
• Protect Your Family From Lead in Your Home (2021)
• Home Energy Rating System Booklet (2011)
• Homeowner’s Guide to Earthquake Safety (2020)
• Home Buyer’s & Seller’s Guide to Radon (2018)
• Wood Burning Handbook (2005)

TIPS FOR BUYERS

• Our Virtual Home Buying Options
• Credit Score Conundrum
• CA Fire Insurance #8
• FIRE INSURANCE #7
• AVOIDING FINANCIAL STRESS
• BUILD A PLAN OF ACTION AND GET READY
• FINDING THE RIGHT SELLER
• GETTING A LEGITIMATE LENDER AND GETTING PRE-APPROVED
• HOT, NORMAL, AND COLD MARKETS
• IMPORTANCE OF INSPECTION

TIPS FOR SELLERS

• CA Fire Insurance #8
• FIRE INSURANCE #7
• Quick Real Estate Question…
• CONSIDERING OFFERS
• FINDING THE RIGHT AGENT
• FOR SALE BY OWNER – A GOOD IDEA?
• GETTING THE HIGHEST PRICE IN THE SHORTEST TIME
• INSIST ON A HOME INSPECTION
• KNOW WHY YOU ARE SELLING
• MAKING A GOOD FIRST IMPRESSION

HOMEOWNER INFORMATION

• Avenue JULY 2025 Newsletter / Xeriscaping Article
• HOUSEHOLD HAZARDS #6
• CA Fire Insurance #8
• FIRE INSURANCE: Know the Insurer
• ADJUSTABLE RATE MORTGAGES – THE PROS & CONS
• ADJUSTABLE RATE MORTGAGES – THE BASICS
• CLOSING COSTS WHEN BUYING OR REFINANCING A HOME
• DOCUMENTING YOUR ASSETS – VERIFYING YOUR DOWN PAYMENT
• FICO® SCORE – A BRIEF EXPLANATION
• FICO® SCORES AND YOUR MORTGAGE

TITLE AND ESCROW

• CLOSING AND TITLE COSTS
• CREATIVE FINANCING
• REQUIRED REPORTING TO THE I.R.S.
• STATEMENTS OF INFORMATION
• THE FUNCTIONS OF AN ESCROW
• TITLE INSURANCE – WHERE DOES YOUR DOLLAR GO?
• TITLE INSURANCE REQUIREMENTS FOR INSURING TRUSTS
• TITLE INSURANCE WHEN REFINANCING YOUR LOAN
• UNDERSTANDING PRELIMINARY REPORTS
• UNDERSTANDING TITLE INSURANCE

REAL ESTATE GLOSSARY

• GLOSSARY OF REAL ESTATE TERMS

MORTGAGE INFORMATION

• The Avenue JULY 2022 Real Estate Newsletter
• Credit Score Conundrum
• YOUR SAVINGS AND DOWN PAYMENT