Blog

SLO named a ‘hot 15’ real estate market

Realtors have named the San Luis Obispo area one of the 15 hottest real estate markets in the...
Continue Reading
15 and 30 Year Home Loan Rates

15 and 30 Year Home Loan Rates

15 and 30 Year Home Loan Rates Mortgage Bonds hovered near 2016 highs at the start of fourth...
Continue Reading

New York Times Highlights San Luis Obispo County

The Travel section of the New York Times has recently highlighted the fabulous lifestyle here...
Continue Reading

Another Huge Price Reduction on 14790 Poplar in Santa Margarita! $950,000

17490 Poplar St, Santa Margarita, CA Enjoy a piece of history with this 100 year old...
Continue Reading

ADJUSTABLE RATE MORTGAGES – THE PROS & CONS

Now that you know what an ARM is and how it works, you may be wondering what the advantages...
Continue Reading

ADJUSTABLE RATE MORTGAGES – THE BASICS

An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is...
Continue Reading

CLOSING COSTS WHEN BUYING OR REFINANCING A HOME

This is a detailed summary of costs you may have to pay when you buy or refinance your home....
Continue Reading

DOCUMENTING YOUR ASSETS – VERIFYING YOUR DOWN PAYMENT

When buying a home, it is not enough to just come up with the money. With the exception of no...
Continue Reading

FICO® SCORE – A BRIEF EXPLANATION

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at...
Continue Reading

FICO® SCORES AND YOUR MORTGAGE

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit...
Continue Reading

ITEMS YOU NEED WHEN APPLYING FOR A LOAN

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out...
Continue Reading

LAND CONTRACT

An alternative to a non-conforming loan is the use of a land contract, which is allowed in...
Continue Reading