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Call Us: (805) 548 2670
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Call Us: (805) 548 2670

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ITEMS YOU NEED WHEN APPLYING FOR A LOAN

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out...
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by bdaane

LAND CONTRACT

An alternative to a non-conforming loan is the use of a land contract, which is allowed in...
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by bdaane

THE ADVANTAGES OF DIFFERENT TYPES OF MORTGAGE LENDERS

WHAT KIND OF LENDER IS BEST? If you ask a loan officer, “What kind of lender is best?” the...
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by bdaane

THE BIWEEKLY MORTGAGE – WHO NEEDS IT?

Have you received an advertisement offering to save you thousands of dollars on your...
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by bdaane

THE NO-COST THIRTY YEAR FIXED RATE MORTGAGE

There really is no such thing as a no-cost mortgage loan. There are always costs, such as...
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by bdaane

TYPES OF MORTGAGE LENDERS

MORTGAGE BANKERS Mortgage Bankers are lenders that are large enough to originate loans and...
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by bdaane

WHAT’S A FICO®?

WHAT IS A FICO® SCORE? FICO® stands for Fair Isaac & Company and is the name for the...
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by bdaane

WHERE DOES THE MONEY COME FROM FOR MORTGAGE LOANS?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood...
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by bdaane

WHICH ARM IS THE BEST ALTERNATIVE?

How would you like a mortgage loan where you did not have to make the whole payment if you did...
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by bdaane

YOUR SAVINGS AND DOWN PAYMENT

YOUR FIRST STEP TOWARD BUYING A HOME When preparing to buy a home, the first thing many...
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by bdaane

GLOSSARY OF REAL ESTATE TERMS

A ACCELERATION CLAUSE A provision in a mortgage that gives the lender the right to demand...
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by bdaane

CLOSING AND TITLE COSTS

It’s the big day. The day you go to the title or escrow company, sign your name on the...
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by bdaane

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